Builders and Developers

The federal government has a significant impact on the ability of
American households to achieve homeownership and on the incen-
tives for households to choose homeownership over rental housing.
The existence of government policies and programs that effectively
support homeownership has created the perception that encourage-
ment of homeownership was the basis for creating these govern-
ment policies. In most cases, however, the principal reason they
were adopted was not to facilitate or encourage homeownership. In
many cases they were established to stimulate construction activity
and the overall economy.